Dennis Ruisch joins the Team of Michael Swift & Associates at J. Rockcliff REALTORS®

Pleasanton, California (EastBayDaily) — With over 30 years experience in real estate, Dennis most recently worked as a short sale negotiator for Wells Fargo Home Mortgage, near their headquarters in Des Moines, Iowa for almost 4 years. He was on the very first team that hit the floor when Wells Fargo opened a new short sale department. He was consistently ranked at the top of his department, based on the number of closed short sales every month. Time after time, Dennis was recognized and rewarded by Wells Fargo for his quality and performance.

"Dennis’ inside knowledge of short sale operations within the largest banks will be a valuable tool in working through short sale requests, and properly structuring those requests to ensure that they are approved as quickly as possible." – Michael Swift, Broker CDPE, SFR, CSSA, CSP, CFS, NAR/CRS Short Sale Certified and founding member of the Northern California Modification and Short Sale Brokers Group

Born and raised in Iowa, Dennis first received his Iowa real estate sales license in 1983. Much of his career has been in mortgage banking and he is remarkably experienced at finding creative solutions and ways to bring real estate sales to a successful close. Prior to joining Wells Fargo as a negotiator, Dennis originated mortgage loans for many years. As the founder of Dr. Mortgage Inc. in July 2005, he prescribed healthy home loans until forced to close the business in April, 2009 because of the collapse of the housing bubble and mortgage meltdown.

A victim of the illegal foreclosures that swept the country, Dennis had his home of 20 years foreclosed on while he was supposed to be protected under the terms of a loan modification. After fighting with the lender for years and filing complaints with the appropriate regulatory agencies, he was finally able to reach a settlement with Freddie Mac (The Federal Home Loan Mortgage Corporation).

“I am extremely excited about the opportunity to represent people in financial difficulties instead of the bank. Because of my experiences, both personal and professional, I can most certainly empathize with their situation and am in a very unique position to offer counsel and advice.” Dennis said. “When I first decided to move to the East Bay Area, Michael Swift was recommended to me by one of my peers at Wells Fargo as an agent who really knows his business. I feel very fortunate to become a part of his team while also escaping the cold Iowa winters for warmer climates.”


Michael Swift


  • facebook
  • twitter